Back to top
W8 Financial Services - Logo

W8 Financial Services

W8 Financial Services are a small local firm within Kent dedicated to finding our clients the perfect mortgage, protection, and equity release products.

From first time buyers & remortgages to large buy to let portfolios, our friendly and approachable advisers Steve and Kerrie are sure to be able to assist. With over 16 years' experience you are sure to be in safe hands when making your biggest lifetime purchases and decisions.

With our wealth of knowledge and experience you will have access to the best mortgage deals available from the whole of market.

We pride ourselves in making the process as stress free as possible and have our very own admin team on hand to ensure our client's needs are met.

Email Us


From buying you first home to managing your buy to let portfolio W8 Financial Services are here to help and support you every step of the way. Whether you are looking for information on how mortgages work or are looking to get a better deal on your existing mortgage we can tailor our whole of market mortgage products to your needs and circumstances.

Read More


It is also our duty to protect you against all eventualities when advising you on your mortgage, and what options could be put into place if life throws you a curveball.

We believe that life insurance is an important way to protect the things that matter the most – such as making sure your family's financial future is secure if something unexpected happens to you. We can look at protecting you financially against critical illness, the loss of income if you get ill, and to ensure your mortgage repayments are covered if anything were to happen.

Read More

Equity Release

Equity release is a way to unlock some of the value from your property and turn it into a cash lump sum or an income.

There's no need to move out of your home and you'll still own your home. With equity release you don't have to make monthly payments, unless you choose to. We will use our knowledge and expertise to ensure this is the right option for you and to ensure you have all the necessary information.

Read More


  • Efficient and Professional

    A friend suggested we speak with Steve Waite after a very long winded process to remortgage with our bank failed leaving us feeling very disappointed.  Steve came to our home at a time that was convenient for us and due to his expert knowledge and years of experience in no time we were on track to a new mortgage.

    Since our first introduction we have used his services many times for buy to let, remortgaging and for arranging the necessary insurances etc. He’s a really warm friendly guy who offers an extremely efficient and professional service which makes the whole process feel easy.

    We really cannot recommend his services enough as we would never have achieved what we have without him ,the recommendation from a friend has been a game changer.

    Lee & Michaela

  • Highly Recommended

    W8 FINANCIAL SERVICES (Steve Waite) came highly recommended to us due to our rather challenging financial requirements. On our first meeting Steve attentively listened to our needs and expectations, and by extension putting us at ease. We were very professionally introduced to financial packages and models which addressed our requirements, which was individually explained in depth.

    Having assisted and identify the financial package that would fulfil our requirements, we were carefully steered through the process and due diligence, there by adhering to the lender requirements. We had full access to W8 FINANCIAL SERVICES at all times, with prompt responses to all of our inquiries. We were successful in acquiring  funding for the our project.

    We would recommend W8 FINANCIAL SERVICES without hesitation to anyone who needs professional financial services.


  • Extremely  Satisfied

    We were recommended and  introduced to Steve Waite by a friend 4 years ago and have been extremely  satisfied with the service he has provided to us in obtaining the best possible  mortgage provider and recommending both life and critical health insurance during  this time.

    Steve is professional, very personable and extremely trustworthy, and always  strives to give the best advice, whilst also providing a very efficient  service.

    My wife and I would highly recommend Steve Waite to anyone, knowing that he  will take care of your needs effectively and efficiently. We are so glad  that he was recommended to us!

    Pat & Sarah

Your home may be repossessed if you do not keep up with repayments on your mortgage.

W8 Financial Services Ltd is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
W8 Financial Services Ltd Registered in England & Wales 09507318, Registered address: Heasledown House, St Stephens Way, Folkestone, Kent. CT20 3RD
The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
The Financial Conduct Authority do not regulate buy to let mortgages.
Privacy Policy | Complaints

Contact us